Esurance Now Offering Rideshare Coverage in California – Insurance Journal

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Esurance has launched a brand new insurance coverage choice for Californians who drive for rideshare corporations, akin to Uber and Lyft, that gives safety whether or not the driving force is ready for a experience request, on the best way to select up a passenger, or driving a passenger.

Typically, a rideshare firm’s insurance coverage covers drivers whereas they’re choosing up a passenger or driving them to their vacation spot. What it doesn’t absolutely cowl is the time interval when the rideshare app is turned on and the driving force is ready for a journey request. Esurance’s rideshare product, referred to as ShareSmart, bridges the protection hole for the time period when drivers are ready for a experience request and accepting a experience.

If a rideshare driver has complete and collision protection on their private auto insurance coverage coverage, they will add ShareSmart to make sure they’re coated in case an accident happens whereas they’re ready to simply accept a experience.

The endorsement is on the market to all California rideshare drivers who qualify for an present Esurance coverage and is tied to the precise car used for rideshare driving. Existing Esurance clients can add the endorsement to their insurance policies at their subsequent renewal. Esurance is evaluating rolling out rideshare protection to further states in 2018.

Esurance, a member firm of Allstate, offers auto, householders, motorbike, and renters insurance coverage direct to shoppers on-line and over the telephone.

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