Get Free Cell Phone Insurance With the Uber Visa Card


I used to crack the display on my smartphone all the time, however I used to be all the time too low cost to get it fastened.  Eventually, I upgraded to a tougher phone case however even that wasn’t bulletproof towards every little thing. Over the previous few years, I’ve managed to drop my telephone in the ocean, ‘misplace it’ and even had it stolen as soon as!

As a rideshare driver, I’d argue that your telephone might be your second most essential device (proper behind your automotive) so it is sensible to spend money on a strong product and to guard it. Personally, I exploit a Samsung Galaxy S8+ and like it, however I’ve observed that iPhones are much more vulnerable to the well-known spider-cracked display, which may make it harder to do your job and price you cash to get it fastened.

Drive with Uber 1

So once I heard about the new Uber Visa Card, issued by Barclays, I used to be impressed to see the card provided $600 in cellular phone insurance coverage amongst different advantages. Best of all, there was no annual charge.

Do you want free cellphone insurance? You get that, and more, with the Uber Visa card. Here, I cover the card, its perks, and more -

Disclaimer: I need to be clear that generally, I solely advocate making use of for a bank card in case you’re capable of repay the stability in full each month.  There are plenty of advantages and rewards that may be had from signing up for the right credit cards however you want to use them responsibly. Ok sufficient babysitting, learn on!

Mobile Phone Insurance

The Uber Visa Card gives cell phone insurance coverage of as much as $600 for injury and theft, when the card is used to pay the month-to-month cell phone invoice.  This is just like the insurance coverage that the massive carriers offer directly for round $7-$14/month, however it’s utterly free to Uber Visa cardholders so long as you pay the complete invoice together with your card. As you’ll be able to see under, a variety of drivers are already paying for cellphone insurance coverage (however with a lot larger deductibles) so this could prevent some cash proper off the bat.

Mobile telephone insurance coverage looks like an enormous deal to me since the Uber Visa Card has no annual payment. Normally, such a profit is simply seen on premium bank cards that additionally include hefty annual charges. So with the Uber Visa Card, you’re actually getting paid to make use of this card.

You can learn all the wonderful print under in the FAQs part, however briefly there’s solely a $25 deductible and you may solely make 2 claims per yr and not more than $1,200 complete.  You’ll additionally obtain not more than the steered retail worth of the alternative cellular phone, so if in case you have a 1 yr previous telephone, you’ll obtain the present retail worth versus the worth you paid for it (which was in all probability extra).

$50 Credit for Subscription Services

I like to eat consent so I subscribe to the whole lot from Amazon Prime and Google Music to HBO and Netflix.  But even should you’re not as loopy as I’m, I’m prepared to guess that you simply subscribe to no less than one service and when you spend $5,000 a yr on the Uber card, you’ll get a $50 credit score for that subscription service.

The most blatant subscription service for rideshare drivers goes to be music since it could actually get boring listening to the radio for hours at a time, and there are solely so many episodes of The Rideshare Guy Podcast.  Personally, I exploit Google Music however I do know a whole lot of drivers use subscription providers like Pandora, Spotify, and Sirius XM – all of that are nice.

You can see a full listing of eligible subscriptions under in the FAQ.

RelatedHow to Add More Magic to Your Uber Ride with Music

Sign-Up Bonus

You can apply for this card from the Uber rider app or on-line at Barclay’s web site. As of proper now, there’s a suggestion for a $100 enroll bonus after you spend $500 in 90 days. This is a reasonably commonplace bonus supply on your typical no annual payment card and must be fairly straightforward to hit.

You may also discover a record of bank cards for rideshare drivers here.

Rewards for Everyday Purchases

When I’m not working, I like to journey and eat, so the reward classes line up properly with my spending habits.  The Uber Visa Card will get you Four% money again on eating (together with UberEATS), Three% on lodge and airfare, 2% on on-line purchases (together with Uber), and 1% again on every little thing else.

When it involves rewards, I feel this card is properly tailor-made to your typical millennial Uber passenger who’s going to eat, drink, journey and spend a lot of cash.  1-2% money again is fairly typical for the prime no annual charge playing cards, so it’s good to see a bunch of classes that fall underneath the Three-Four% money again zone.  It can be good although if Uber rides (2%) have been in the Four% class with UberEATS, since I take Uber all the time nowadays once I don’t need to cope with visitors, parking, and so on.

The solely rewards class lacking for rideshare drivers is fuel purchases, because you’ll solely get 1% again right here. But as we’ve coated in the previous, you could be higher off paying money and/or visiting locations like Costco to be able to get fuel since it can save you extra money that means (even if you consider the rewards).

Related: Is the Uber Fuel Card Worth It?

Redeeming Cash Back and Rewards

With this card, you’ll be able to redeem for money again, Uber credit or present playing cards. Uber truly constructed a cool function into the passenger app that lets you redeem your factors for journey credit immediately, however there’s no actual incentive to take action since 1,000 factors = $10 in Uber experience credit OR $10 money again. I think Uber might incentivize passengers extra in the future with an additional 25% Uber credit score redemption for instance, however for now, I feel it’s all the time higher to have money since you’ll be able to spend it on no matter you need.

Overall, I’d say this can be a fairly strong bank card for Uber drivers and Uber passengers.  The cellphone insurance coverage, $50 off subscription providers and sign-up bonus ought to prevent cash proper off the bat and when you spend closely on the card, you’ll find yourself with a good quantity of rewards.


Cellular Telephone Protection

What kinds of issues are coated?

Coverage for stolen and broken cell telephones in addition to involuntary and unintentional parting of your cellphone is offered. Certain phrases and circumstances apply. Please contact the Benefits Administrator at 866-894-8569 or go to for extra particulars.

What quantity of protection and reimbursement will I obtain?

Once all different obtainable insurance coverage has been utilized, Cellular Telephone Protection will present protection as much as 600 ($600) dollars per declare after the twenty-five ($25.00) greenback deductible, with a most of two (2) claims and twelve-hundred ($1,200.00) dollars per twelve (12) month interval. You will obtain not more than the prompt retail worth of the alternative cellphone, as much as the program most, much less the twenty-five ($25) greenback deductible.

How do I file a declare?

You have 90 days to file a declare from the date of the injury or theft. Simply contact the Benefits Administrator at 866-894-8569, outdoors the U.S. name gather at 1-303-967-1096, or go to The Benefits Administrator will ask you some preliminary questions and ship you the applicable declare type.

$50 Online Subscription Credit Anniversary Benefit

What are the eligible on-line subscription providers?

Eligible digital music, video, and buying subscription providers are: Apple Music, Pandora, Spotify, Amazon Music, Google Music, Audible, Sirius XM, Netflix, Hulu, HBO NOW, DirecTV NOW, the membership charge for Amazon Prime, and Shoprunner.

Readers, does this sound like a card you’d be eager about utilizing? Do you presently use a rewards or cash-back bank card?

Mystro permits you to drive for Uber and Lyft at the similar time!

Built by a driver with over 10,000 rides, Mystro permits you to drive for a number of apps concurrently and filter requests with out getting distracted. Become an Android Beta tester here through the use of this code: RSGB3171

-Harry @ RSG

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I am Harry, the proprietor and founding father of The Rideshare Guy Blog and Podcast. I was a full-time engineer however now I am a rideshare blogger! I write about my expertise driving for Uber, Lyft, and different providers and my objective is to assist drivers earn extra money by working smarter, not more durable.

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